1
Which of the following was the primary objective of the 'Antyodaya Anna Yojana' (AAY) launched in 2000?
📊 Medium Government Schemes & Programmes
Government Schemes & Programmes
50 Questions Indian Economy
A comprehensive collection of 20 high-quality MCQ questions covering landmark Indian government schemes and social welfare programmes.
2
The 'Swarnajayanti Gram Swarozgar Yojana' (SGSY) was later restructured and renamed as which of the following?
3
What is the primary focus of the 'Pradhan Mantri Fasal Bima Yojana' (PMFBY)?
4
The 'Mahatma Gandhi National Rural Employment Guarantee Act' (MGNREGA) guarantees a minimum of how many days of wage employment in a financial year?
5
Which ministry is responsible for implementing the 'Pradhan Mantri Kaushal Vikas Yojana' (PMKVY)?
6
The 'Indira Awas Yojana' was later merged and transformed into which scheme?
7
What is the target age group for children under the 'Mid-Day Meal' scheme (now PM POSHAN)?
8
Which scheme was launched with the objective of ensuring financial inclusion by providing basic banking services to all households?
9
The 'Integrated Child Development Services' (ICDS) scheme was launched in which year?
10
Which government scheme aims at the welfare of the girl child, focusing on 'Beti Bachao, Beti Padhao'?
11
What is the main objective of the 'Sarva Shiksha Abhiyan' (SSA)?
12
The 'Swachh Bharat Mission' (Gramin) was launched on the birth anniversary of which leader?
13
Under the 'Atal Pension Yojana', the pension amount is provided after the subscriber reaches the age of:
14
Which scheme is focused on providing clean cooking fuel to women from BPL households?
15
What is the primary focus of the 'Rashtriya Swasthya Bima Yojana' (RSBY)?
16
The 'Pradhan Mantri Gram Sadak Yojana' (PMGSY) focuses on:
17
Which scheme launched in 1993 aims to support the informal sector by providing credit to small entrepreneurs?
18
The 'National Literacy Mission' was launched in which year?
19
Which scheme aims to provide 'Health for All' by creating a network of Health and Wellness Centres?
20
The 'Kisan Credit Card' (KCC) scheme was introduced in which year?
21
Which scheme was launched in 2014 to provide a unique identity to digital financial transactions through the 'Unified Payments Interface' ecosystem?
22
Under the 'Pradhan Mantri Mudra Yojana' (PMMY), which category of loans is provided for start-ups or small businesses needing capital up to ₹50,000?
23
The 'Saubhagya' scheme (Pradhan Mantri Sahaj Bijli Har Ghar Yojana) launched in 2017 aims to achieve which target?
24
Which of the following is the nodal ministry for the implementation of the 'Deendayal Upadhyaya Gram Jyoti Yojana' (DDUGJY)?
25
The 'Swachh Bharat Mission (Urban)' is implemented by which ministry?
26
The 'Paramparagat Krishi Vikas Yojana' (PKVY) focuses on the promotion of which type of agricultural practice?
27
In the 'PM-SYM' (Pradhan Mantri Shram Yogi Maan-dhan) pension scheme, what is the minimum entry age for an unorganised worker?
28
The 'National Heritage City Development and Augmentation Yojana' (HRIDAY) focuses on which key aspect?
29
Which flagship programme aims to ensure that every rural household has a functional tap connection by 2024?
30
The 'Shyama Prasad Mukherji Rurban Mission' (SPMRM) aims at:
31
Which of the following schemes provides life insurance cover of ₹2 lakh to people in the age group of 18-50 years at a low premium?
32
The 'Sukanya Samriddhi Yojana' is a small deposit scheme for the girl child. At what age can the account be closed for marriage?
33
Which scheme was launched to improve the health of adolescent girls (11-14 years) by providing nutritional support?
34
The 'DigiLocker' facility, launched under the Digital India initiative, is primarily meant for:
35
What is the primary objective of the 'FAME India' scheme?
36
Under the 'Pradhan Mantri Awas Yojana - Gramin' (PMAY-G), the cost of unit assistance is shared between the Centre and the States in which ratio (for plain areas)?
37
Which of the following is the focus of the 'Mission Indradhanush' launched by the Government of India?
38
The 'Pradhan Mantri Vaya Vandana Yojana' (PMVVY) is a pension scheme specifically for:
39
Which scheme aims to provide direct financial support to farmers for purchasing agricultural inputs?
40
The 'Startup India' initiative was launched by the Government of India in which year?
41
Which specific initiative was launched to provide 'Housing for All' in urban areas by the year 2022?
42
The 'E-NAM' (National Agriculture Market) scheme is essentially a:
43
Under the 'Swachh Bharat Abhiyan', the government aims to achieve a clean India. What is the primary focus of the 'ODF+' protocol?
44
What is the primary objective of the 'Skill India Mission' (Pradhan Mantri Kaushal Vikas Yojana)?
45
The 'Rashtriya Krishi Vikas Yojana' (RKVY) was launched to incentivize states to:
46
Which scheme facilitates the 'Direct Benefit Transfer' (DBT) of LPG subsidy to consumers' bank accounts?
47
The 'Sagarmala Programme' is primarily related to which of the following?
48
What does the 'A' stand for in the government's 'AMRUT' mission?
49
Which ministry implements the 'National Ayush Mission'?
50
The 'Pradhan Mantri Jan Dhan Yojana' (PMJDY) offers an accidental insurance cover of how much amount to the account holder?
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Important Notes — Government Schemes & Programmes
Overview and Significance of Government Schemes in India
Government schemes serve as the primary vehicle for achieving socio-economic development, poverty alleviation, and inclusive growth. For aspirants of UPSC, SSC, and other competitive exams, understanding these programs is crucial as they form the backbone of the "Indian Economy" and "Governance" sections.
Key objectives include:
- Financial Inclusion: Bridging the gap between the unbanked population and formal banking services.
- Social Security: Providing a safety net for vulnerable sections through insurance and pension schemes.
- Infrastructure Development: Enhancing physical and digital connectivity to stimulate economic activity.
- Skill Development: Transforming India’s demographic dividend into a skilled workforce.
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Classification of Key Government Schemes
1. Financial Inclusion and Social Security
These schemes are frequently asked in exams due to their massive reach and impact on the bottom-of-the-pyramid population.
- Pradhan Mantri Jan Dhan Yojana (PMJDY): Launched on August 28, 2014, it is the world’s largest financial inclusion initiative. It emphasizes "banking the unbanked" by providing zero-balance accounts with an integrated Rupay Debit Card.
- Pradhan Mantri Suraksha Bima Yojana (PMSBY): An accident insurance scheme offering coverage of ₹2 lakh for accidental death and permanent disability at a premium of ₹20 per annum.
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): A life insurance scheme providing a risk coverage of ₹2 lakh for death due to any reason at a premium of ₹436 per annum.
- Atal Pension Yojana (APY): Focused on the unorganized sector, this scheme provides a guaranteed monthly pension of ₹1,000 to ₹5,000 upon reaching the age of 60.
2. Infrastructure and Employment Generation
These programs are pivotal for assessing the government’s fiscal priority toward capital expenditure and job creation.
- MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act): Enacted in 2005, it guarantees 100 days of wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work. It is a demand-driven scheme.
- PM Gati Shakti: A National Master Plan for multi-modal connectivity launched in 2021. It aims to break departmental silos and bring more holistic and integrated planning for infrastructure projects, reducing logistics costs.
- PMAY (Pradhan Mantri Awas Yojana): Launched in 2015, it aims to provide "Housing for All." It is divided into PMAY-Gramin and PMAY-Urban.
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Exam Strategy and Important Tips
When studying schemes for UPSC or SSC exams, focus on the following parameters:
- Nodal Ministry: Always identify which ministry implements the scheme (e.g., Ministry of Finance, Ministry of Rural Development).
- Target Beneficiaries: Who is the scheme for? (e.g., Marginal farmers, women, MSMEs).
- Funding Pattern: Understand if the scheme is Centrally Sponsored (CSS)—shared between the Centre and States (usually 60:40)—or Central Sector, fully funded by the Central Government.
- Key Indicators: Keep track of recent updates, budget allocations, and any major milestones achieved (e.g., number of beneficiaries enrolled).
